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  Account Features Minimum Balance to Avoid Monthly Service Charge Monthly Service Charge Free Services
COMMERCIAL Businesses with high transaction activity:
  • Image Statement
  • Monthly Service Charge may be offset by Earnings Credit
  • Bill Pay
  • $7.00 plus
  • $0.15 per check, withdrawal, electronic debit or credit, and per deposit
  • Deposited item fees:
    $0.08 on us checks
    $0.10 transit checks
Service charges may be offset by an Earnings Credit on the Average Collected Balance (less 3% reserve requirement) based on the preceding 4 week average of the 91 day Treasury bill rate
  • Visa® Business Check Card
  • Internet Banking
  • eStatements
  • Telephone Banking
SMALL BUSINESS Businesses with lower transaction activity:
  • Image Statement
  • Avoid monthly S/C by maintaining minimums
  • Bill Pay
  • $7
No monthly maintenance fee if minimum balance is maintained
  • $.25 per item in excess of 150 items
  • Visa® Business Check Card
  • Internet Banking
  • eStatements
  • Telephone Banking

First Community’s Overdraft Protection “Ready Reserve” is a line of credit tied to your checking account that is activated if you overdraw your checking account. Ready Reserve cannot only prevent even the most infrequent overdraft, but can also give you flexibility to handle unexpected emergency situations that may arise. Ready Reserve requires credit approval and applications can be obtained at your local First Community Branch.

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First Community Bank will not be held liable for typographical or technical mistakes on this website