First Community Bank Savings
| MONEY MARKET SAVINGS | ||||||||||||
| Rate Information:
This account is an interest bearing account. The interest rate and annual
percentage yield will depend upon the daily balance in the account.
The interest rate and annual percentage yield may change. At our
discretion, we may change the interest rate on the account daily. Interest
begins to accrue no later than the business day we receive credit for the
deposit of non cash items (for example, checks). Interest will be
compounded daily and will be credited to the account monthly.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. Limitations: You must deposit $1,000.00 to open this account. You may make six transfers from your account each four week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Account Fees: A service fee
of $10.00 will be assessed every monthly statement cycle if at any time
during the month the account balance falls below $1,000.00 | ||||||||||||
| REGULAR SAVINGS | ||||||||||||
| Rate Information:
This account is an interest bearing account. The interest
rate and annual percentage yield may change. At our discretion, we may
change the interest rate on the account daily. Interest begins to accrue
no later than the business day we receive credit for the deposit of
noncash items (for example, checks). Interest will be compounded daily and
will be credited to the account monthly.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. Limitations: You may make six transfers from your account each four week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Account Fees: A
service fee of $2.00 will be assessed every monthly statement cycle if at
any time during the month the account balance falls below $100.00. No fees
will be charged if the account holder is under 18 years of
age.
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